This edition of the newsletter focuses on key regulatory and corporate developments within the Indian fintech ecosystem during the period of January to March 2026. Major updates include the Reserve Bank of India’s (“RBI”) clarification on provisioning of default loss guarantees for fintech loans by Non-Banking Financial Companies, and the overhaul of anti-money laundering and countering the financing of terrorism guidelines for virtual digital assets by the Financial Intelligence Unit – India.
The newsletter also highlights the operationalisation of data protection standards for the financial sector by RBI, multi-agency measures introduced by the Indian government and RBI to combat fraudulent loan apps, and new biometric authentication features for unified payments interface (“UPI”) transactions introduced by NPCI BHIM Services Limited. Furthermore, it covers strategic international UPI integrations with Israel and Malaysia, as well as a significant volume of funding deals and acquisitions across the various sectors such as banking infrastructure, digital lending, and payments industry.
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