This edition of the FinTech Newsletter delves into a rapidly maturing Indian fintech landscape marked by significant regulatory advancements and robust investment activity. The Reserve Bank of India has taken centre stage, issuing comprehensive directions on digital lending to enhance transparency and consumer protection, while also providing crucial clarifications on ‘KYC’ norms. These measures, coupled with the Ministry of Electronics and Information Technology’s new blueprint for consent management, signal a decisive shift towards a more structured and accountable digital ecosystem. Despite these tightening regulations, the sector continues to attract substantial funding, with major deals for companies like CRED and Juspay – indicating strong investor confidence in the future of Indian fintech. This dynamic interplay between stricter governance and sustained financial backing is setting a new precedent for innovation and sustainable growth in the market.
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